BENEFITS OVERVIEW
The following benefits will continue, with no change to coverage or costs for current participants, through 6/30/2025. You will remain enrolled in the Plan you are in at closing.
MEDICAL INSURANCE – Blue Cross Blue Shield of Massachusetts
- Three (3) Plans
- 1. Blue Care Elect Saver 90 (HDHP)
- 2. Blue Care Elect Preferred 90 with Co-pay
- 3. Blue Care Elect Preferred
- Free preventive care, including annual checkups and immunizations
- Personalized health services and online tools to help you manage your health, health decisions, and healthcare dollars
HEALTH SAVINGS ACCOUNT “HSA” and FLEXIBLE SPENDINGS ACCOUNTS (FSA) – WageWorks/Health Equity
- The Health Savings Account allows you to set aside pre-tax dollars for qualified health expenses in the future.
- Balance rolls over year after year.
- The HSA contribution limits for 2025 are $4,300 for self-only coverage and $8,550 for family coverage. This runs on a calendar-year basis and the amount resets on January 1st of every year.
- The Medical, Limited, and Dependent Care FSA’s help you save money on medical and depended-care expenses.
- Use-it or lose it provision. You must spend the money in this account by the end of the year.
- The FSA contribution limits for 2025 is $3,300. This runs on a calendar-year basis.
DENTAL INSURANCE – Blue Cross Blue Shield of Massachusetts
- Two (2) Plans
- 1. Dental Blue
- 2. Dental Blue with Orthodontics
- Preventive care covered 100%
VISION INSURANCE – UnitedHealthcare Vision
- Vision examinations are covered once every 12 months
- Prescription lenses are covered once every 12 months
- Frames are covered once every 24 months
- Prescription contact lenses are covered once every 12 months
LIFE AND DISABILITY – The Standard
- Basic Life, Voluntary Life, and Short-Term Disability will continue through The Standard.
- Short Term Disability replaces your income should you become disabled work-related illness or injury. You will receive 100% of your Predisability Earnings for the first 8 weeks and then 60% of your Earnings for the remainder of the 6-month maximum benefit period.
SUPPLEMENTAL LINES OF COVERAGE – The Standard
- Accident, Critically Illness, and Hospital Indemnity will continue to be in effect through The Standard.
- Helps cover costs not addressed by standard medical plans relating to illness, injuries, and hospital admission costs.
ADDITIONAL BENEFIT OFFERINGS
- Commuter Benefit, Nationwide Pet Insurance, LegalEASE, Allstate Identity Protection, and AllOne Health Employee Assistance Program will continue to be offered through 6/30/2025.