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MEDICAL

Victory Capital Management currently offers the best medical plans for our employees. Listed below are the different options and the costs associated with each option. Cost is listed as the Employee cost per biweekly pay.

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  Basic HDHP Core HDHP $250 / $500 Deductible Plan (PPO) 
Employee Only $30.77 $52.26 $96.75
Employee + Spouse $98.78 $149.10 $258.80
Employee + Child(ren) $61.24 $103.98 $192.53
Family $143.09 $215.98 $374.89


This is an illustration of In-Network benefits only. Please refer to the Certificate of Coverage for details on Non-Network coverage for final confirmation of coverage.

Plan Name Basic HDHP Core HDHP $250 / $500 Deductible Plan (PPO) 
Calendar Year Deductible:
Single / Family		 $4,000/$8,000
No one person pays more than the Single Deductible		 $2,000/$4,000
If you have Family coverage, the Single Deductible does not apply.
The full Family Deductible can be met by one person or multiple people		 $250 / $500
No one person pays more than the Single Deductible
Out-of-Pocket Maximum (Single/Family) $6,650 / $13,300 $4,000 / $8,000 $2,500 / $5,000
Coinsurance (what you pay) 0% 0% 10%
Primary Care Visits 0% after Deductible $25 Copay after Deductible $20 Copay
Preventive Care Covered in Full Covered in Full Covered in Full
Specialist Visits 0% after Deductible $50 Copay after Deductible $35 Copay
Inpatient Services 0% after Deductible 0% after Deductible 10% after deductible
Outpatient Services 0% after Deductible 0% after Deductible 10% after deductible
Emergency Room 0% after Deductible 0% after Deductible $150 Copay
Urgent Care 0% after Deductible $75 Copay after Deductible $35 Copay
Prescription Drugs: After deductible After deductible  
Retail Prescription Drugs $10/$40/$85/$250 $10/$40/$85/$250 $10/$30/$50
Rx Mail Order
(90-day supply)		 $25/$100/$213/Not Covered $25/$100/$213/Not Covered $25/$75/$125
VCM Employer HSA Contributions Basic HSA Core HSA
Employee Only $2,050 $1,050
Employee + Spouse $2,550 $1,300
Employee + Child(ren) $3,050 $1,550
Family $3,050 $1,550

Click here to learn more; HSA Customer Resources!

In addition, employees may choose to make a contribution into the HSA account on a biweekly basis. – Employees may contribute an additional contribution up to the IRS 2026 Limits of: $4,400/single $8,750 Family (those over age 55 are eligible for an additional $1,000 catch-up contribution). The employer contribution is included as part of the IRS annual limit therefore you should factor in the applicable employer contribution when determining your eligible 2026 contribution. Please consult your tax advisor for additional details.

Benefits Terms Explained

BenefitsTermsExplained

High-Deductible Health Plans

HDHPvsPPO

Primary Care Urgent Care ER

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Preventive Care

PreventiveCare
RESOURCES
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Victory Capital Management, Inc.
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